Frequently Asked Questions
No. We offer free consultations for insurance and personal injury cases.
The attorneys at the Law Offices of Michael B. Brehne, P.A., offer a wide range of litigation experience, including personal injury, accidents, family law, criminal law and insurance disputes.
The insurance company is likely going to try to prove that you are not injured. In order to do so, they will want access to your previous medical history so that they can claim your injury is due to a pre-existing condition. They will look very closely at your medical history, delving back years and even into your childhood for evidence of serious injury or ongoing health issues. Our attorneys prepare for this and are able to aptly defend your history of illness or lack thereof.
No. If an accident is not your fault, your insurance rates should not rise.
When you first purchase insurance for your vehicle or motorcycle, you were probably asked if you wanted to purchase uninsured or underinsured motorist coverage. This is a specific type of insurance that protects you if you are injured by someone who does not have insurance or who does not have enough insurance to reimburse you. We recommend purchasing this type of insurance to protect yourself against irresponsible individuals.
Yes. If you health insurance has already covered costs for medical care, you will need to pay back that amount if you are compensated from a different source. That means if the other party’s insurance company pays for your medical bills, you should send that payment to your health insurance. However, if you are not compensated, you do not need to repay the insurance company.
At the Law Offices of Michael B. Brehne, P.A., we do not hurry through cases. Our attorneys take their time to ensure we never miss an important detail. It also takes time to piece together a formidable case with all the available evidence. This is not something you want to rush through as an ill-prepared attorney cannot offer you the best defense. Cases that involve litigation will take longer than settlement cases.
Florida law stipulates that PIP and personal health insurance are responsible for paying your medical costs. However, the “at-fault driver” will reimburse those medical bills with either money from a settlement or money awarded during a jury verdict.
It is impossible to know upfront how much you could stand to win or lose in any given case. We must conduct a thorough investigation, which includes review medical records, obtaining evidence, speaking to witnesses, and even evaluating how your injuries have affected you, your family and your ability to work.
Usually, there is enough money to cover medical costs through payments from PIP insurance, health insurance and the other party’s insurance. However, if you experience inadequate coverage, the attorneys at the Law Offices of Michael B. Brehne, P.A. assist our clients in making easier payments to their physicians.
Yes. These types of decisions are up to the client with the guidance of his or her doctor. However, we provide legal advice concerning the possible consequences of that decision. For example, if you wait to have surgery, your settlement may end up being lower than if you had gone through with the surgery.
You are entitled to choose your physician, however, some practitioners do not treat victims of car accidents and instead refer those patients to specialists. We find that it is better to begin with a doctor who specializes in caring for the types of injuries you have.
At the Law Offices of Michael B. Brehne, P.A., we do not provide medical care counseling. You should take with your physician to discuss the length of your care.
Yes. You may have additional fees if your case is won. However, we do not charge you any fees unless we win your case. We pay the following costs upfront: medical record fees, physician conferences, court filing fees, fees associated with expert witnesses, and other costs associated with representation. When we win, those costs are deducted from your settlement.
No. Your rates will only rise if you are at-fault for an accident.
Yes. In Florida, motorists must have minimum insurance coverage in order to pay for their own medical bills in case they are injured in an accident. Therefore, you must use your own personal injury protection (PIP) insurance or PIP coverage of relatives with whom you reside if you don’t own a motor vehicle. The at-fault party will be responsible for paying any medical costs that exceed your PIP coverage.
No. At the Law Offices of Michael B. Brehne, P.A., you work only with our experienced attorneys. We do not transfer our clients to other parties.
No. The attorneys at the Law Offices of Michael B. Brehne, P.A. work diligently to get you all the money you deserve as quickly and efficiently as possible. Often, we are able to settle cases out of court, however, there may be times when a trial jury is recommended or unavoidable. If this is the case, you don’t have to worry. We are always prepared for court hearings and trials because we are experienced litigators.
When you are injured due to another person’s negligence, Florida law permits that you recover certain elements of your damages. As such, you are entitled to property damage, including damage done to your vehicle and motorcycle gear. You are also entitled to an replacement vehicle if yours must be repaired or if you need to negotiate with an insurance company to pay for a total loss.
We never charge upfront fees for personal injury cases. Our accident cases are taken on a “contingent fee basis” which means you do not pay any fees or costs unless we win your case. When we win, we deduct our fees and costs directly from the settlement.
Call the police and file a report, then seek medical attention even if you don’t think you are injured. Next, contact our office so that we can begin working on getting you the compensation you need.