Insurance Dispute & Denied Claim FAQs

Frequently Asked Questions Regarding Denied Insurance Claims

Having an insurance claim denied can be a frustrating experience. Those who are dealing with insurance companies should be aware that there are laws intended to protect individuals from certain actions of insurance companies.

What should I do in the event of a claim?

If you are involved in a claim with an insurance company, you should maintain all records you receive. If you are made any offers or your claim is denied, consult with an insurance dispute lawyer. Also, you should consult with an insurance dispute attorney to make sure the claim is handled correctly.

Should I accept an insurance company settlement?

Before you accept an insurance settlement offer, contact an insurance dispute lawyer. Insurance dispute law firms help individuals review the facts of each claim. An insurance dispute attorney can help you make an informed decision about the settlement.

How do I handle insurance adjusters?

Insurance adjusters can be persuasive and aggressive. Avoid conceding to any allegations of an adjuster. If you work with a bad faith insurance lawyer, you can ask that all communication go through your attorney.

Should I release my medical records to the other party’s insurance adjuster?

Usually no. Insurance adjusters are looking for reasons to deny you benefits. They may find something in your medical records that could be used against you.

My insurance company denied my claim. What do I do?

Contact a bad faith insurance lawyer. Insurance lawyers can review your policy and the basis for the denial to determine if there is a legitimate argument against the denial. If the denial was wrongful, they can help you pursue a claim against the insurance company.

Can I sue my insurance company?

Yes. If an insurance company acted in bad faith or otherwise carried out wrongful actions, then there may be remedies available against the insurance company.

What if I am contacted by an insurance company or another investigator?

Be careful about what you say to an insurance company or investigator. Legal representation in these circumstances will help you protect your interests.

Should I file a lawsuit or just let the insurance company handle things?

Sometimes a lawsuit may be necessary. If an insurance company refuses to pay a fair amount to compensate for your damages, then a lawsuit should be considered.

What does “bad faith” insurance mean?

Bad faith includes a variety of conduct such as failure to abide by the terms of the policy, failure to act promptly and fairly, failure to disclose certain information and other wrongful acts.

Why would an insurance commit bad faith?

An insurance company may act in bad faith to protect its own financial interests or simply out of negligence.

Who can I sue for bad faith?

You can sue the insurance company itself if it acted in bad faith.

Is there a statute of limitations on filing claims against an insurance company?

Yes. Insurance dispute law firms can help explain how statute of limitations work so you can ensure that your claim is brought within the appropriate time.

Anyone who has questions about insurance claims should contact the Law Offices of Michael B. Brehne, P.A. to learn more. If you believe an insurance company has acted in bad faith in your claim, call the Law Offices of Michael B. Brehne, P.A. to schedule a consultation.